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More Carriers, More Options, Better Coverage, Better Rates

Get personalized coverage from your trusted local agents

Home

Home Insurance

Safeguard your home, from foundation to rooftop, against the elements.

Car

Car Insurance

Coverage that follows you across Kentucky highways.

Bundle

Bundle Home + Car

One agent, a single renewal date, and a discount for multiple policies.

Business

Commercial Insurance

Protect your business from the risks that matter most.

Allstate
Berkley
CNA
Geico
Nationwide Insurance
The Generak
Travelers

Coverage for Every Corner of Your Life

Whether it's your family, your business, or something in between, we've got a policy built around you. Explore your options below.

Personal Insurance

Protect your home, car, and family with coverage tailored to your everyday life.

Commercial Insurance

Keep your business running strong with policies that guard against the unexpected.

Insurance by Industry

Specialized coverage for contractors, farms, non-profits, and unique operations.

Coverage Options

A Closer Look at Your Options

From the car in your driveway to the business you've built, we offer coverage for what matters most. Take a closer look at some of our most popular options.

Car

Auto Insurance

Protect your vehicle and your budget with coverage that keeps you moving.

Life

Life Insurance

Give your loved ones lasting security with a policy built around their future.

Home

Homeowners Insurance

Safeguard your home and everything inside it against the unexpected.

Home

General Liability Insurance

Shield your business from claims, lawsuits, and the costs that come with them.

Compensation

Workers’ Compensation

Keep your team protected and your business compliant if a workplace injury happens.

Building

Commercial Property Insurance

Cover your building, equipment, and inventory so your business bounces back fast.

Why Choose Us

Local Guidance You Can Actually Count On

Since 1979, Clear Choice Insurance has helped families and businesses across Kentucky and beyond find coverage that truly fits. We started with a simple belief: insurance should be honest, personal, and easy to understand.


As an independent agency, we're free to put you first. We compare, we explain, and we guide you every step of the way, because your peace of mind is the whole point.

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30 +

Insurance Carriers

47  

Years in Business

6  

States Licensed

100 %

Independent Agency

Comparison Table

Better Way to Compare Insurance Coverage

Buying from a 1-800 number

Going Direct

False

One company, one set of rates

False

A new rep every call

False

You shop and compare alone

False

At renewal, you're on your own

Working with

Clear Choice Insurance

Correct

Dozens of carriers, one search

Correct

A local agent who knows you

Correct

We compare on your behalf

Correct

We re-shop your rate every year

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Get Help With Your Insurance

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Insurance, Explained Simply

A hand holding a yellow umbrella cutout on a bright yellow background

Do You Really Need Umbrella Insurance?

By Clear Choice Insurance • July 7, 2026
Find out if umbrella insurance makes sense for your situation. Learn what it covers, who needs it, and how much protection costs in this detailed guide.
Business meeting with four people smiling around a table in a bright office

Independent Agent vs. Big Insurance: What's the Real Difference?

By Clear Choice Insurance • July 7, 2026
Discover the real differences between independent insurance agents and big-name carriers. Compare costs, coverage options, and service to make the right choice.
Hands using a calculator and notebook on a wooden desk with a laptop nearby

When Should You Requote Your Insurance Coverage?

By Clear Choice Insurance • July 7, 2026
Learn when to shop for better insurance rates and coverage. Find out the key life events and timeline triggers that signal it's time to requote your policy.

Frequently Asked Questions

Answers to Help You Make an Informed Decision

Louisville

  • What does it mean that Clear Choice is an independent agency?

    It means we're not tied to any single insurance company. Instead, we compare 30+ top carriers to find the coverage and price that fit you best, putting your needs first, always.

  • How much can I really save by switching?

    On average, our customers save 17%–30% when they switch to Clear Choice. Because we shop the market for you, we often uncover better rates without cutting your coverage.

  • How do I get a quote?

    It's easy so easy to get a quote. Talk to our agent, or fill out our quick online form. Share a little about what you need, and we'll do the shopping. No pressure, no obligation.

  • What types of insurance do you offer?

    We cover it all. Personal lines like auto, home, life etc; Commercial policies for your business; and specialized coverage for industries like contractors, farms, non-profits, etc.

  • Which areas do you serve?

    We have offices in Louisville, Mount Washington, and Shepherdsville, Kentucky, and we're licensed across six states: Kentucky, Ohio, Indiana, Tennessee, South Carolina, and Florida.

Our Locations

Contact Your Local Office

Main Office

Address

683 N Hwy 31e Bypass, Mount Washington, Kentucky 40047, United States

Business Hours

Mon - Fri : 09:00 am - 05:00 pm

Contact

Shepherdsville Office

Address

193 South Buckman Street, Shepherdsville, Kentucky 40165, United States

Business Hours

Mon - Fri : 09:00 am - 05:00 pm

Contact

Louisville Office

Address

6801 Dixie Highway, STE 216, Louisville, Kentucky 40258, United States

Business Hours

Mon - Fri : 09:00 am - 05:00 pm

Contact

No obligation · No sales pressure

Insurance Rates on the Rise? So Are Our Savings

If it's been over a year since your last quote, you could be leaving hundreds on the table. Let us shop the market and show you a better way. It only takes a few minutes.