Commercial Insurance

General Liability

Coverage for third-party injury, property damage, and advertising claims.

Commercial Property

Protect your building, equipment, and inventory from covered losses.

Workers Compensation

Required coverage for medical costs and lost wages from workplace injuries.

Business Owners Policy (BOP)

Bundle liability and property coverage for comprehensive protection.

Commercial Auto

Coverage for business vehicles, fleets, and employee drivers.

Professional Liability (E&O)

E&O coverage protecting your business from professional negligence claims.

Commercial Umbrella

Extra liability protection that extends beyond your primary policies.

Cyber Liability

Protection from data breaches, ransomware, and digital threats.

Inland Marine

Protect tools and equipment when they're on the move or at job sites.

Commercial Flood

Protect your business from devastating flood damage and water losses.

Hired & Non-Owned Auto

Coverage when employees drive personal or rental cars for work.

Business Interruption

Coverage for lost income when your business can't operate normally.

Directors & Officers

Shield executives and board members from personal liability claims.

Tenant Improvements

Coverage for your custom build-outs and leasehold improvements.

Crime Insurance

Protect your business from employee theft, fraud, and financial crimes.

Builder's Risk

Protect construction projects from damage, theft, and weather losses.

Liquor Liability

Protection for businesses that serve or sell alcoholic beverages.

Excess Liability

Additional coverage when primary business policies reach their limits.

Surety Bonds

License, performance, and bid bonds for Louisville businesses.